}

Tuesday, August 14, 2012

What An Offer Letter Is and Is Not


There are many misconceptions about offer letters.  However, before you read this post, please be aware that this is not intended to be legal advice. However, I want my readers and candidates to know what an offer letter is and is not.

Up until about 15 years ago, some of my candidates got offer letters, some did not.  It made no difference.  Today, it is a matter of course.  In fact, most of my candidates will not resign from their existing company until they receive an offer letter.  They are correct to wait for the letter.  However, even if they have one and it has been signed by both parties, it is not a contract of employment.  An offer letter merely spells out a company’s intention to hire, but it is not a guaranty of employment and it is not a contract.  

Offer letters are always for the protection of the hiring company, not the employee.

However, a proper offer letter should contain a number of items.  Among them:
-       Start date
-       Salary
-       Reporting structure
-       Duties and responsibilities
-       Eligibility for and timing of commencement of benefits
-   Other job perks
-       Bonus eligibility and details
-       Anything else discussed upon which the offer acceptance is based

According to Rick Kurnit, partner of the law firm, Frankfurt Kurnit Klein & Selz, one of advertising’s foremost legal experts, an offer letter becomes a contract only if it spells out severance.  If one resigns based on reliance on the letter, the hiring company might be responsible for reasonable loses based on that reliance – for instance, if a candidate agrees to move, hires a moving company and pays a non-refundable deposit, it is possible that the hiring company might be responsible for that cost even if the offer is withdrawn. In my experience, when things like this happen, most companies are pretty reasonable.

In my non-legal opinion, if a person resigns based on reliance of the offer letter and the offer is rescinded and the previous employer refuses to re-hire the departing employee, there could be recoverable damages.  

Because most offer letters state that employees are “at will” (meaning that they can be terminated any time and for any reason) and do not contain severance, they really offer the new employee no commitment, even during the period between the time an offer is extended and the time a person starts work.  (If there is a severance agreement as part of the offer letter, during the notice period between, the offer letter might possibly be a valid contract and, I suspect, the offer letter would only protect the new hire to the extent of the severance.  One must consult an attorney to determine if that is so.).  The Catch 22 is that a, few companies give severance except to their most senior employees and sometimes not even then but, you might have to sue to recover the severance.

The bigger issue then becomes that you may have to sue the hiring company and undoubtedly they have bigger resources than you do; especially the holding companies.  And the truth is, they know it. 
I have previously written about contracts. I cannot stress this enough: if, during interviewing and negotiating, there are agreements and understandings (e.g. salary reviews, promised raises, bonuses, promotions, anticipated career paths, etc.) and those agreements are not in the offer letter, they do not exist and are not part of the hiring agreement. I have candidates tell me tales of woe all the time, especially when a hiring manager leaves and no one has been told about agreements made prior to hiring.  

As an aside, I find most offer letters cold and filled with legalese.   Sometimes offer letters are formulaic and look as if written by a patent attorney.  They are unnecessarily harsh documents.  There is no reason why an offer letter cannot be welcoming, warm and exciting while and still containing all the necessary language. (If any of my readers would like to see samples of great offer letters, I would be happy to share them.)

102 comments:

  1. I have, in all cases of employment, received an offer letter. Most have contained the pro-forma details outlined above, and others attach a job description to something more generic. Agree that for the most part, they are dry communications

    Given that, I'd love to hear your, and Mr. Kurnit's, finer points of view on non-compete agreements: to sign or not to sign, what's considered reasonable (versus what isn't), and how enforceable they are post-exit or layoff from an agency.

    ReplyDelete
  2. @Alicia: I wrote about this in June of 2011. You may want to check it out. Here is the link:
    http://viewfrommadisonave.blogspot.com/2011/06/forcing-employees-to-sign-non-compete.html. It may answer your questions. Most agencies don't really enforce them except for their most senior employees - SVP's, EVP's and higher. Most non-competes are written with harsh language. However, the law in most states is clear: no agreement can prevent you from making a living.

    ReplyDelete
    Replies
    1. Thanks, Paul! Good points in that post. I'm going to back-pocket Livingston Miller's retort for future use!

      I've had to sign them from the point of becoming a supervisor and ever after. Indeed, the language is harsh, and the last time I had an attorney read one for me, it cost me almost $800 just to hear, "It's potentially enforceable!" Sigh.

      Delete
  3. Paul - i'd love to see samples of great ones, interested to see how they are worded..

    ReplyDelete
    Replies
    1. @Samantha Please send me a direct email and i will be happy to respond with a sample or two.

      Delete
  4. This comment has been removed by a blog administrator.

    ReplyDelete
  5. Hi, Paul,
    Would you kindly send me some samples of warm, welcoming offer letters. Thanks.

    ReplyDelete
    Replies
    1. @Anonymous: I cannot send you a sample unless you email me your name and email address.

      Delete
  6. This comment has been removed by the author.

    ReplyDelete
  7. What if an offer letter states within 90 days of start date they will work with me to obtain relevant certifications related to my duties and when called on it they ignore me? Do I have any ground to stand on?

    ReplyDelete
    Replies
    1. Jason: The first thing I would do is to ask again and put it in writing - an email will suffice. If it is true, you might remind them that you accepted the job because of this commitment from them. If they do not respond, I would begin looking for a new job or I might consult an attorney, but I suspect you have little recourse.

      Delete
    2. I emailed my manager last week asking about it and never got a response. I emailed him about 15 minutes ago about it again. I like the job but I expect people to live up to what they say. Here is the exact wording "Also, Company will work with you, during
      your first 90 days, to develop a plan for future certifications that will assist you during your career at
      Company." My 90 days ends today I believe.

      Delete
    3. Does your company have a human resources person? Perhaps you should ask him or her to intercede. I understand that people get busy, but perhaps your manager needs a nudge from someone other than you.

      Delete
    4. Yes we have an HR department. I will try her next if I don't hear back from my manager today. Thank you for your assistance.

      Delete

    5. Uşaq həkimi körpələrdə baş verən xəstəliklərin müalicəsi ilə məşğul olan həkimdir. Bu həkimlər Pediatr adlanır.


      Travmatoloq ortoped həkim, türkiyənin ən yaxşı həkimlərindən olan Dr. Mahmut Bilir artıq Bakıda!
      Ən yaxşı travmatoloq həkim üçün tələsin: https://www.drmahmutbilir.com/

      Delete
  8. Paul, This is a very informational article, thank you. I do have a question for you. I was offered recently by a company, but that's not the problem I have. The problem is that, in my offer letter from current employer (the letter head states it's and "Offer of employment") they have a section called "Other understandings" and have certain clauses under it, and one of it is it says that "the individual agrees to remain employed for a minimum tenure of 2years", however there is no clarity as to what will happen if I quit before 2 years like penalty, fine etc. I have served only about a year and want to quit and go with the new company. So the question is can my existing "Offer of employment" be treated as a contract by my current employer in any kind of actions against me?

    ReplyDelete
    Replies
    1. Anjan: I cannot offer you legal advice and would have to see your entire agreement. Please email me directly and I will be happy to deal with what I can for you.

      Delete
  9. Paul can an offer letter state the acceptance needs to be received by xyz date? If so, can it include a statement the offer will be revoked if the acceptance has not been received by xyz date?

    ReplyDelete
    Replies
    1. @Vikki: I am not a lawyer but I believe that what you are asking is perfectly legal. The company wants a prompt decision and can ask for it in the offer letter.

      Delete

  10. This is a really good read for me, Must admit that you are one of the best bloggers.

    Semiconductor Patent Lawyer

    ReplyDelete
  11. Pretty portion of content. I just stumbled upon your website and in accession
    capital to claim that I acquire in fact loved account
    your blog posts. Any way I'll be subscribing on your feeds or even I fulfillment you get entry to persistently quickly.
    Here is my web site - slots online real Money

    ReplyDelete
  12. Thanks for sharing your thoughts about exchanging money. Regards

    Feel free to visit my weblog - cash advance
    Also see my web page :: cash advance

    ReplyDelete
  13. There's more, your site content generally are a great go through nonetheless this point I find myself want it is defined jointly somewhat fast. I might end up being drastically wrong about this but it merely doesn’t flow including different threads. Sorry that.
    Here is my web blog ; Low Cost Car Insurance

    ReplyDelete
  14. What would your advice be on signing a offer letter that does not include salary. This is for an internal postion and not a lateral move. Going from non-exempt to exempt w/bonus. However, employer says salary will be discussed at review time.

    ReplyDelete
    Replies
    1. Generally, that I am aware of (and I could be wrong), offer letters are not written for promotions. In your case, I suspect that it merely covers going from non-exempt to exempt. How far away is your review? My observation is that often people who are making this move sometimes make less. If your review is more than a month away, you should ask for it now so that you know how this move will effect your compensation.

      Delete
    2. My review is June 30. I suspect you are right in terms of going from one status to the next and the elgibility for a 5% bonus in the exepmpt status. This new role, from my understanding a typical work week is usually more than 40 hours. So on the one hand, I could possible make more in the non-exempt role but would like to at least have some idea of what I stand to gain. The new status would not start until July 1 but I am not sure of the reason why there is not full disclosure. I doubt that the number is going to be anything 3.5 months from now than it is today, so why not put that in the offer letter. Frankly, I am a little uneasy about signing it without the dollar amount but don't want to risk them recinding the offer on technicality.

      Delete
    3. Honestly, you don't sound too excited about your promotion. Going from non-exempt to exempt can be difficult financially, but only for a short time. Exempt employees make much more money in the long run. Your letter sounds more like a confirmation than an offer letter. You can only push them so far. Why don't you email me directly and we can discuss?

      Delete
    4. Hi Paul, I don't mean to sound as though I am not excited, I am very excited. I was more confused by what the recruiter told me on the phone about what would be contained in the letter. Well I received the letter now and it is a transfer (confirmation)letter and the effective date of my transfer. It states my current pay and that my non-exempt status will continue until the company changes it which I suspect will be at review time when we make the adjustment. I was told by someone else, exactly what you said about going from non-exempt to exempt status but if it is as you say, I may receive less initially but more in the long range in a salaried position - I've never worked in a salaried position so this is where my confusion stems from. Even with the limited information I provided, you return some great advice. I really appreciate you responding. I have one thing to ask of my company before I sign but I think I will be off to a great start. Exciting times ahead. Paul, thanks again for all your help.

      Delete
  15. I work for a small software company. I have been her for over 8 years. The company has started growing by leaps and bounds the last 18 months. We have a new HR person and they are going through the old files. The question comes up that I do NOT have an offer letter. Is this a problem? They are afraid that if audited the company could be fined. I say no. Thanks Regards Befuddled

    ReplyDelete
    Replies
    1. @Anonymous/Befuddled: I am not a lawyer. I doubt that the company can be fined. The only thing I can think of would be Sarbanes Oxley, which came into being about ten years ago, but that has to do with financial management. The fact that you do not have an offer letter is probably moot after eight years. And it certainly is the company's problem, not yours. Don't let them make you sign anything.

      Delete
  16. My offer letter was not signed by the hiring manager even though there was a space for her to do so. Is this OK? The HR rep said not to worry about the signature from the hiring manager and that I just need to sign the letter to accept the offer of employment and return the letter to them. Seems weird that I have to sign but hiring manager doesn't have to.

    ReplyDelete
    Replies
    1. @Anon: I receive all the offer letters for my candidates. I have never gotten one unsigned. An unsigned offer letter, by either party, as far as I know, is not binding on either. It doesn't matter who signs it, but it should be signed by an officer, human resources or someone who has the authority to enter into an agreement with you. If they won't sign it, neither should you. Don't let them con you. I am sure you want the job, but be strong and be insistent that they sign it; once they do you will counter sign. And don't start work without it.

      Delete
  17. It's really a cool and useful piece of info. I am happy that you shared this useful information with us. Please keep us informed like this. Thanks for sharing.

    Review my web-site ... Biro Jasa

    ReplyDelete
  18. This comment has been removed by a blog administrator.

    ReplyDelete
  19. Hi Paul, I'd love to see some samples of the warm offer letters. Can you please send them to me at sds.recruiting@gmail.com?

    ReplyDelete
  20. Hi Paul I signed a offer letter for a position at mata. I did all the tests that was requested. I passed all of them and I also gave my employer a two weeks notice that I leaving on this date. my last day at my current employer I got a phone call from HR at mata telling me that my dot card need to be certified for a year.this a Thursday I suppose to start work on that Monday.I dis the dot physical and the doctor only certified me for three months because I weigh 290 pounds.He told me because of my body mass I need to take the sleep apnea test. I don't have $775.00 to pay for that test. Now I without a job. I'm so depressed because I was ready to start my new journey.please tell me what to do.

    ReplyDelete
    Replies
    1. Pumpkin, unfortunately I am not a lawyer. My guess is that the company should have told you about all the contingencies including paying for a sleep apnea test. It does sound to me like you're pretty much out of luck.

      Delete
  21. New York jobs

    Find The best jobs in New York with a wide a range with the lowest cost.  Browse Monster's collection of full time and part time jobs in New York.Stafter.Com

    to get more - https://www.stafter.com/jobs-open-board

    ReplyDelete
  22. I have been with a company for more than 8 years and now I am being asked to sign an offer letter without any promotion or benefits change. The only thing that will change is the reporting manager. I am confused as to why I need to do that. Can you please tell me what to do

    ReplyDelete
  23. This comment has been removed by a blog administrator.

    ReplyDelete
  24. This comment has been removed by the author.

    ReplyDelete
  25. Интернет плотно вошел в жизнь практически каждого современного человека, при этом наряду с выполнением роли неиссякаемого источника информации, всемирная паутина стала идеальным средством рекламы, как отдельных продуктов, так и компаний в целом. Создание web сайта – это главный шаг для представления информации о Вашей фирме в сети. Привлекательный во всех отношениях интернет-ресурс, где содержится максимум интересующей потенциального клиента или партнера информации, станет одним из основных инструментов для продвижения seo Baku Вашего бизнеса.
    Наша компания предоставляет услуги разработки и создания web сайтов в Баку, различных по их функциональному назначению, объему содержания информации и целевой аудитории.

    // Поисковая оптимизация (SEO – Search Engine Optimization) заключается в повышении рейтинга вашего сайта в поисковых системах, таких как Google, Yandex, Bing. Эта деятельность представляет собой набор вещей, которые нужно делать внутри и вне сайта в течение определенного периода времени. Наши стратегии SEO основываясь на консультативном seo xidmeti подходе, основано на вашей целевой аудитории и saytlarin hazirlanmasi ваших маркетинговых целях.

    ReplyDelete
  26. Speaking about the measures taken to improve the infrastructure of the Vilyam Hacıyev imişli region, the head of the region noted that the work on improvement of living standards of the population will continue.
    Then appeals of citizens were heard. Residents were given appropriate instructions on the issues raised.
    The head of state spoke about measures taken at the state level for the socio-economic development of the country, drew attention to the regions and gave detailed information about the work carried out in the Imishli region on behalf of the president. Speaking at the reception, residents praised the work done on the socio-economic development of the Imishli region and expressed gratitude to the country's leadership for their constant attention. Then the heads of the respective organizations were assigned to each of the proposals of the villagers regarding employment, agriculture and land. In this regard, a number of issues Vilyam Haciyev were resolved.

    ReplyDelete
  27. Currently, most businesses have their own websites. And one of the main marketing activities of these events is to increase the flow of visitors to their websites. Using our website analytics service, you can analyze your online presence, evaluate website saytlarin hazirlanmasi performance and take necessary measures to increase the number of users. With this service, we will examine, analyze and optimize for you the best-selling advertising strategy and minimize the costs that you spend on advertising companies.
    / / In the modern world, the Internet space is one of the key methods of interaction with the consumer audience. The success of the company depends on the quality of its site.
    Studio "Interactive Media" offers a website development service. We create functional, bright and effective websites, thanks to which you will be able to attract additional seo xidməti customers and consumers.

    ReplyDelete
  28. Создание веб-ресурса – это комплекс мероприятий, объединяющих в smm xidməti cебе разработку дизайна, информационное наполнение, применение веб- и маркетинговых технологий, направленных на удовлетворение потребностей посетителей и владельцев будущего сайта. Данный процесс – продукт совместной работы идейного вдохновителя проекта и команды узкопрофильных специалистов.

    // В современном мире интернет-пространство является одним из ключевых методов взаимодействия с потребительской аудиторией. Успех компании напрямую зависит biznes plan от качества ее сайта.
    Студия « Interactive Media » предлагает услугу разработки веб-сайтов. Мы создаем функциональные, яркие и эффективные сайты, благодаря которым вы сможете привлечь дополнительных клиентов и veb sayt acmaq потребителей.

    ReplyDelete
  29. The innovative technologies and equipment we apply, as well as our many years of experience, ensure the successful su filterləri implementation su yumşaldıcıları of the most difficult projects in the field of water treatment and the achievement of Aura su filterləri high quality clean water.

    ReplyDelete
  30. Social networks have become widespread in our daily lives. Not only logged in, but google reklam also have a significant impact on our decisions. It is important to know about its capabilities and to be able to use them. In this, you can rely on our experienced SMM managers to manage your social media accounts.
    In the modern world, the Internet space is one of the key methods of interaction with the consumer audience. The success of the company depends on the quality of its site.
    Studio "Interactive Media" offers a website development service. We create functional, bright and effective websites, thanks to which you will be able to attract saytlarin hazirlanmasi additional customers and consumers.

    ReplyDelete
  31. // В сети или в автономном режиме большинство предприятий теперь имеют web sayt acmaq interactive media онлайн-активы. Одним из первых шагов, предпринятых в этом направлении, является подготовка бизнес сайтов. Создавая веб-сайты, вы предоставляете нужным людям подробную информацию о ваших услугах или продуктах, доверяете вам, выстраиваете отношения с клиентами и оказываете значительную поддержку многим из ваших loqoların hazırlanması маркетинговых мероприятий. Мы можем оказать профессиональную помощь в этой области, подготовив веб-сайт в любом формате, подходящем для вашего бизнеса.

    // Создание веб-ресурса - это комплекс мероприятий, который сочетает в себе использование дизайнерских, контентных, веб-и маркетинговых технологий, направленных на удовлетворение потребностей посетителей и владельцев будущего сайта. Этот процесс является результатом идеологического вдохновения проекта и команды internetdə reklam узкопрофильных экспертов.

    ReplyDelete
  32. azerbaijani translation service Need help from a translator to fully communicate in a foreign language? Does your business go to a new level and do you need translation assistance to do business? Need to provide interpretation for a meeting or conference? Need to translate technical documentation, instructions, contract or personal correspondence? The international translation center "CETA" is ready to help you.

    ReplyDelete
  33. SUYUM AZ LLC, a participant in regional and state projects, is based on the EKVATOR-M company, which has 15 years of experience in the Sintra su filterləri Azerbaijan water treatment plant.Our innovative technologies and equipment, as well su filtiri as our many years of experience, ensure the successful implementation of the most complex projects Okean su filterləri in the field of water purification and the achievement of high quality su filtirləri clean water.

    ReplyDelete
  34. Click here to Download https://www.emeals.org/sample-letter-format/Student-Scholarship-Letter-foundletters.com.pdf

    ReplyDelete
  35. Создание веб-сайта является основным saytların hazırlanması шагом для представления информации о вашей компании в сети. Помимо роли неиссякаемого источника информации, Всемирная паутина стала идеальной средой для рекламы как отдельных продуктов, так и компаний в целом, а Интернет прочно вошел в жизнь практически каждого современного человека. Интернет-ресурс, привлекательный во всех отношениях и содержащий максимум информации, которая интересует потенциального клиента или партнера, станет одним из основных инструментов продвижения вашего бизнеса.
    Наша компания предоставляет услуги по разработке и созданию сайтов в Баку, отличающихся по своим функциональным целям, объему информационного наполнения и целевой аудитории.
    Поисковая оптимизация (SEO - Search Engine Optimization) - это повышение рейтинга seo xidməti вашего сайта в поисковых системах, таких как Google, Yandex, Bing. Это действие - это группа действий, которые вы должны выполнять на сайте и за его пределами в течение определенного периода времени. Наши стратегии SEO, основанные на консалтинговом подходе, основаны на вашей целевой аудитории и маркетинговых biznes plan целях.

    ReplyDelete
  36. The main objective of accounting is the formation of complete and reliable information (financial statements) about the organization’s activities and its property status, necessary for internal users of financial statements — managers, founders, participants and owners of property of the organization, as well as external ones — for investors, creditors and other users of financial statements
    Accurate and regular accounting that every company should pay attention to. Accounting for each legal entity should be kept in accordance with the requirements of the law. This requirement applies to both commercial Muhasibat xidmetleri and non-profit organizations.

    ReplyDelete
  37. For more than 10 years, our private company has been officially operating in 2017 under the name Euro Construction Company. Working with individual and corporate clients, our company takes great responsibility for its work, based on customer satisfaction, and offers you products made of high quality profiles and materials that meet world standards. These include the sale of railings, installation of railings, as well as glass balconies,meheccer qurasdirilmasi shower cabins, etc. includes.
    Today, almost everywhere:

    ReplyDelete
  38. Перед созданием сайта важно определиться, что он должен позволять делать. Или, если сказать иначе, каковы будут его функциональные возможности или функционал, biznes plan hazırlanması если сказать короче. Под функционалом сайта могут подразумеваться самые разные вещи, например: наличие формы или форм обратной связи, особые требования к этим формам (определенные поля, отправка данных на несколько адресов и т.д.), возможность размещения статей и таксономизация их с помощью категорий и меток, наличие на сайте электронного магазина или витрины товаров, наличие или отсутствие возможности оплаты прямо на сайте и многое другое. В veb saytların hazırlanması зависимости от требуемых или планируемых в будущем функциональных возможностей seo xidməti выбирается наиболее подходящая платформа для создания сайта.

    ReplyDelete
  39. Participating in regional and modern projects, SUYUM AZ LLC attracts Equator-M, a su təmizləyici purification and access to high quality clean Ecosoft su filterləri water.

    ReplyDelete
  40. Главное, что нужно для создания сайта – smm nədir это понимание того, что вы хотите на нем опубликовать, или другими словами, наличие информации для публикации — того, что, составит содержание сайта или его контент.
    Лучший вариант – когда такая информация уже собрана в электронном виде: в виде текстовых и графических файлов (цифровые фотографии, изображения), возможно также — biznes qurmaq документов, презентаций, видео или аудио. Если еще не собрана и вы не знаете, что и как нужно написать, мы можем помочь в этом деле, записав, например, ваш устный рассказ в ходе специального интервью и переведя его seo xidməti в удобочитаемый текст.

    ReplyDelete
  41. Мороженое «A Klass» в Азербайджане смогло попробовать вкус потребителей в короткие сроки благодаря своему высокому качеству в секторе мороженого и адаптированному к вкусу вкуса.
    Известные своим красочным ассортиментом на любой вкус и вкус, мы используем новейшее технологическое оборудование для производства мороженого «А Класс». Компания a klass dondurma имеет разветвленную сеть продаж, a klass dondurmalar охватывающую Баку и другие регионы страны.

    ReplyDelete
  42. Shower cabins will add a special aesthetic beauty to the design of your bathroom. Delivery and installation service is also available when ordering a shower cabin. One of the most important advantages of shower cabin systems with comfort, operation and ease of use is to ensure hygiene in the bathroom. Shower enclosures are also easy to clean. Note that the prices of shower cabins vary depending on their type.

    // Tent Pergola Baku and Tent meheccer satışı Systems can be designed in the form of straight, elliptical and hanging systems, depending on the customer's wishes, with a two-sided appearance that gives a beautiful view of the apartment, as well as cafes and restaurants, the pool. This modern system can be painted to suit any design. Due to the aluminum construction of the system, it does not lose quality for many years. The lighting system used in the system is LED lighting. Both the fabric cover and the lighting system at the top can be controlled by remote control. Tent Pergola Delivery tentpergola Baku and installation service is available upon order.

    ReplyDelete
  43. Globalization of the economy offers many opportunities for your business to grow. Do your global business. CETA Translations will help you facilitate interaction with foreign financial institutions, investors, banks, asset management and consulting companies. We help you internationalize your business with our first-class translation and financing services. Our financial transfer specialists ensure that important documents such as financial statements and shareholder statements azerbaijani translation agency are translated accurately and consistently.

    ReplyDelete
  44. Hair loss can be the norm or symptom of a disease, but in any case it can and should be dealt with. The use of shampoos specifically designed to strengthen and stimulate hair growth is one of the essential stages of therapy.
    Fitoton strengthens hair follicles, improves hair structure and accelerates lengthening thanks to herbal extracts vizitka sifarişi of shampoo series to hair loss. Regular use, hydrates scalp, nourishes hair, regulates fatigue, reduces hair loss, nourishes hair, prevents breakage and spills, brightens them, increases brightness. Antibacterial and anti-fungal effects, soothe irritated skin, eliminate itching and buklet capi scalp.

    ReplyDelete
  45. The selection of su yumşaldıcıları Sintra su filteri Ev üçün su filtri equipment begins with a chemical analysis of the water content. The analysis determines the degree of filtration and the Ecosoft su filterləri degree of contamination su filtirləri with filters of the Sintra su filterləri source.
    Comprehensive chemical analysis of su filtirleri water includes research su filtrləri on the 14 most common components.
    Sediments are relatively larger Su temizleyici particles and in most cases are solids in water and create hardness in water. Water purifiers are widely used in industrial, commercial or domestic water treatment. If the water contains large particles, the water purifier will help to protect the following equipment in the <a href="https://www.suyum.az/2020/08/09/su-temizleyen/ >su temizleyen aparat</a> system,

    ReplyDelete
  46. Главное, что нужно для создания сайта – это понимание того, что вы хотите на seo xidmeti нем опубликовать, или другими словами, наличие информации для публикации — того, что, составит содержание сайта или его контент.
    Лучший вариант – когда такая информация уже собрана в электронном виде: в виде текстовых и графических файлов (цифровые фотографии, изображения), возможно также — документов, презентаций, видео или аудио. Если еще не собрана и вы не знаете, что и как нужно написать, мы можем помочь в этом деле, записав, например, ваш устный smm agentliyi рассказ в ходе специального интервью и переведя его saytlarin hazirlanmasi в удобочитаемый текст.

    ReplyDelete
  47. Immigration, citizenship, work permit and residence permit in Baku are among the main areas where our team may assist foreign individuals in Azerbaijan, as well as Azerbaijani citizens willing to obtain such services abroad. Immigration to Azerbaijan has been among the top issues of the Government while fostering foreign business investment, but at the same time approaching small businesses owned by foreigners friendly.
    Current business opportunities in Azerbaijan has attracted not only medium and large investments to Azerbaijan, but also there are always great small business opportunities in Baku (mainly).
    Involvement of foreign work power in the local market is an inherent aspect of contemporary businesses. Azerbaijani law on immigration issues is clear and complies with modern international practices. However, strict procedures and penalties in large amounts are the issues to be considered while Law firms in Azerbaijan dealing with immigration and work permit issues.

    ReplyDelete
  48. Need help from a translator to fully communicate in a foreign language? Does your business go to a new level and do you need translation assistance to do business? Need to provide interpretation for a meeting or conference? Need to translate technical documentation, instructions ,tərcümə mərkəzləri contract or personal correspondence? The international translation center "CETA"tercume merkezi is ready to help you.

    ReplyDelete
  49. Many people are concerned about the problems associated with increased gas formation in the stomach and its bloating. The dewberry tea is spasmolytic, painful, fibrous, foamed, antibacterial. Mothers with milk and lactogen are used as babies for 1 year of age.
    Diet and medications alone will not immunitet guclendirici dermanlar help the patient if unpleasant symptoms are caused by his abnormal lifestyle. Therefore, you should avoid stress, organize proper rest, exercise more physical activity, exercise, physical therapy.

    Modern doctors confirm the presence in the seeds of cumin useful properties. Its use increases vitality, performance, mental abilities, relieves allergic reactions, strengthens the immune system.
    For treatment and prophylaxis, we use the Mualicevi bitki dermanlari seeds of black berry and Fitooil Black Oil.

    ReplyDelete
  50. Today, one of the most effective low-cost advertising media available to anyone is business cards. Yes, don't be surprised! Along with the information function, vizitka sifarişi business cards also perform advertising. In the 21st century, business cards are an important modern attribute of any business person. A business card is not an ordinary rectangle made of coated paper, on which the surname, name, contacts and other information of the owner are indicated. In Russia at the beginning of the 90s, at the stage of the emergence of the market economy, business cards looked exactly like this: simple and ascetic. Today, the design and style of business cards has changed significantly. They can be made with rounded corners or original shapes on any design plastik kart hazirlanmasi

    ReplyDelete
  51. The selection of su yumşaldıcıları Sintra su filteri Ev üçün su filtri equipment begins with a chemical analysis of the water content. The analysis determines the degree of filtration and the Ecosoft su filterləri degree of contamination su filtirləri with filters of the Sintra su filterləri source.
    Comprehensive chemical analysis of su filtirleri water includes research su filtrləri on the 14 most common su təmizləyici components.

    The experience of our experts, compliance with manufacturer’s instructions, su yumsaldici modern equipment and specially designed software allow us to provide high-quality maintenance services for our customers’ water treatment su filtirləri equipment.

    Our company provides engineering projects and related equipment for various su təmizləmə filteri stages of industrial and aquabir su filteri domestic wastewater treatment.
    SUYUM AZ is the official representative of <a href="https://www.suyum.az/2020/07/05/suyun-temizlenmesi/>Suyun kimyevi temizlenmesi</a> the world-renowned manufacturers of water and wastewater treatment in our region.

    ReplyDelete
  52. seo xidmeti Создание веб-ресурса - это комплекс мероприятий, который сочетает в себе использование дизайнерских, контентных, веб-и маркетинговых технологий, направленных на удовлетворение потребностей посетителей и владельцев будущего сайта. Этот процесс является результатом идеологического вдохновения проекта и команды узкопрофильных экспертов.

    В современном мире интернет-пространство является одним из ключевых методов взаимодействия с потребительской аудиторией. Успех компании напрямую зависит от saytlarin hazirlanmasi качества ее сайта.
    Студия « Interactive Media » предлагает услугу разработки веб-сайтов. Мы создаем функциональные, яркие и эффективные сайты, благодаря которым вы сможете привлечь дополнительных клиентов и потребителей.

    ReplyDelete
  53. Our services are based on real-life practices, taking into consideration of all law and tax issues of the corporate and company law issue requested from us. Our services cover all aspects of corporate and company law, starting from the incorporation of legal entities, re-structuring (reconstruction), mergers and acquisitions, up and until insolvency and liquidation of a legal entity.

    Immigration, citizenship, work permit and residence permit in Baku are among the main areas where our team may assist Best law firms in Azerbaijan foreign individuals in Azerbaijan, as well as Azerbaijani citizens willing to obtain such services abroad. Immigration to Azerbaijan has been among the top issues of the Government while fostering foreign business investment, but at the same time approaching small businesses owned by foreigners friendly.

    ReplyDelete
  54. Like bees collect honey, we have collected the sweetest of the sweetest and created our own wonderful honeycomb. Made from a unique jam of orange, mango and carrot. Enriched with crème fraîche and an exciting combination of nuts and caramel, all on a light sponge base.
    Roses speak of love in a language that can only be heard by the heart. Show your loved ones your appreciation with these beautiful and delicious roses, made from luxurious crème brûlée, enriched with raspberry jelly and raspberry mousse and a delicious lychee mousse. All on a delicious biscuit base.
    “The surface of things gives pleasure, pastry the innermost gives life”, - Piet Mondrian.

    ReplyDelete
  55. Технологически разработка веб-сайтов непрерывно меняется, так как появляются всё новые и новые технологические решения на уровне как аппаратного, так и программного обеспечения. Например, пару лет назад было достаточно, если веб-сайт работал в браузерах Internet Explorer, Mozilla Firefox и Google Chrome. Теперь веб-сайты также должны работать на смартфонах и быть дружественными к поисковой системе Google. Это означает, что разработка веб-сайтов технологически постоянно усложняется.
    Разработка простых веб-сайтов состоит из следующих этапов:
    1. Определить цель разрабатываемого веб-сайта.
    2. Выбрать наиболее подходящее решение и технологии для достижения цели.
    3. Создать дизайн веб-сайта и перевести его в код HTML.
    4. Установить дизайн в системе управления контентом.
    5. Расположить тексты на веб-сайте seo xidməti и выполнить тестирование.
    Разработка более крупных веб-сайтов дополняется разработкой спецификации требований, разработкой компоновки, консультацией специалиста по SEO, программированием специальных модулей и улучшением дизайна saytların hazırlanması после разработки первой версии.

    ReplyDelete
  56. Известные своим красочным ассортиментом на любой вкус и вкус, мы используем новейшее технологическое оборудование для производства a klass dondurma Bakida мороженого «А Класс». Компания a klass dondurma имеет разветвленную сеть продаж, охватывающую Баку a klass dondurma и другие регионы страны.
    Чтобы вернуться к старой природе a klass dondurmaları и позаботиться о нашей пище a klass dondurma, в процессе производства мороженого «A Klass» используется натуральное и чрезвычайно полезное сырье. Перед использованием сырье тщательно анализируется и тестируется в производственных a klass dondurma лабораториях компании.

    ReplyDelete
  57. We also provide legal advice and representation services to foreign individuals regarding family relations, employment, immigration, inheritance, recognition and enforcement of foreign judicial judgments in the Republic of Azerbaijan.
    Apart from specializations, we provide full and general legal services in Azerbaijan, law consultancy, tax consultancy and advisory, immigration services and accounting services for businesses.
    The majority of our clients are multinational companies, operating in Azerbaijan or having business transactions with local companies, including FORTUNE Global 500 companies. We operate in diverse industries, including oil and gas, energy and natural resources, renewable energy, ICT, construction, hospitality and HORECA, industrial manufacturing, machinery, agriculture, food industry, education industry, services industry, import and export, wholesale and retail industry, as well as consult to public and government entities. Please contact us for updated company and clients profile Best lawyers in Azerbaijan documents.

    ReplyDelete
  58. It enhances the immune response by increasing the synthesis of interferon and phagocytic activity of leukocytes in the body, has antiviral, bactericidal and fungicidal effects, prevents the division and movement kopeleyhine derman of microbial cells, cleanses the body of toxic substances. It has antioxidant, anti-inflammatory, expectorant, antipyretic and regenerative effects.
    People suffering from neurosis, first of all, should improve their quality of life, lifestyle, and avoid stress and tension as much as possible. I would also like to note that in addition to neurosis drugs, some folk remedies can be used during treatment.
    It’s easy to underestimate the power of plants to heal your body’s toughest immunitet zəifliyin müalicəsi ailments. Often, we go straight to over-the-counter medicines to treat our headaches, inflammation, and other syndromes. Many of us have been conditioned to depend on prescription drugs all of our lives. If you aren’t yet, it’s time to nevrozun mualicesi familiarize yourself with nature’s medicine: healing herbs.

    ReplyDelete
  59. His unique, artistic creation is reflected in our seductive mix of milk and dark chocolate, cremeux and a touch of his modernist adventure with chocolate mousse on a bed of delicious biscuit. Most delicious chocolate cake!
    These exceptional cakes perfectly show what we mean by what a cake really is. They are the successful result of an artistic collaboration between designers and pastry chefs, using the latest 21st century technology. These are truly the cakes of the future available today.
    Each cake is made from pure, natural ingredients. The makers believe that taste equals appearance and have therefore created multiple, unique flavors to match their taat bestellen unique designs.

    ReplyDelete
  60. Customs control means measures taken by the customs authorities to ensure compliance with customs legislation. One of the main tasks of the customs authorities is to prevent the possibility of violation of customs legislation by individuals during customs to ensure the protection of the interests of gömrük bəyannaməçisi foreign trade participants who comply with the requirements of the legislation. It can be understood that any person who violates the law, evading the control of the customs authorities, smuggled goods into the customs territory without declaration, should not create any shadow economy on the goods imported in accordance with legal requirements, and the customs authorities are important in preventing such cases. has a role.
    In general, there are 3 types of taxes in the concept of customs taxes: VAT, gömrük rüsumu hesablanması excise and road tax. In fact, the concept of customs duties does not exist the legislation. VAT, excise and road taxes applied under the name of customs taxes are taxes imposed on customs authorities by the Tax Code. These customs taxes are discussed in the Customs Code, the Tax Code gömrük rəsmiləşdirilməsi and the relevant decisions of the Cabinet of Ministers.

    ReplyDelete
  61. Currently, most businesses have their own website. And one of the main marketing activities of these events is to increase the flow of visitors to their sites. Using our website analysis service, you can analyze your online presence, evaluate website performance and take the necessary measures to increase the number of users. Using this service, we will study, analyze and optimize the best-selling advertising strategy and minimize the costs that you spend on advertising companies.

    Our search marketing services begin by identifying the keywords that your target audience uses when searching for your products or services. At this stage of seo xidməti the optimization process, it is important to attract the right audience. We can help you choose the best keywords based on the frequency of search and the relevance of your site. Careful SEO targeting, chosen from the very beginning of your campaign, will help you achieve veb sayt hazırlanması greater success in the future.

    ReplyDelete
  62. У большинства компаний сейчас есть свои сайты. И одним из основных маркетинговых мероприятий этих мероприятий является увеличение количества посетителей их сайтов. Используя наш сервис веб-аналитики, вы можете проанализировать ситуацию в Интернете, оценить эффективность вашего веб-сайта и принять меры для увеличения числа пользователей. Используя этот сервис, мы исследуем, анализируем и разрабатываем ваши самые продаваемые рекламные стратегии и сокращаем расходы на ваш рекламный бизнес.
    Сайт - это лучший способ saytlarin hazirlanmasi опубликовать свой бизнес, популяризировать его и получать стабильный доход. В зависимости от сферы деятельности ресурс может быть: коммерческим, информационным, социальным и т. Д. Из-за большого разнообразия возможностей иногда бывает трудно выбрать наиболее подходящий веб-проект. Но в этом случае мы поможем вам, учитывая объем вашей деятельности, бюджет и пожелания, подберем наиболее эффективную версию ресурса, как правило, так и конкретно. Кроме того, мы поможем вам предоставить вашему бизнесу все инновационные инструменты интернет-маркетинга (SMM, SEO, контекстная seo xidməti реклама и многое другое).

    ReplyDelete
  63. Customs control means measures taken by the customs authorities to ensure compliance with customs legislation. One of the main tasks of the customs authorities is to prevent the possibility of violation of customs legislation by individuals during gomruk resmilesdirilmesi uzre mutexessis customs to ensure the protection of the interests of foreign trade participants who comply with the requirements of the legislation. It can be understood that any person who violates the law, evading the control of the customs authorities, smuggled goods into the customs territory without declaration, should not create any shadow economy on the goods imported in accordance with legal requirements, and the customs authorities are important in preventing such cases. has a role.
    In general, there are 3 types of taxes in the concept of customs taxes: VAT, excise and road tax. In fact, the concept of gomruk xidmetleri customs duties does not exist the legislation. VAT, excise and road taxes applied under the name of customs taxes are taxes imposed on customs authorities by the Tax Code. These customs taxes are discussed in the Customs Code, the Tax Code and the relevant decisions of the gomruk beyannamecisi Cabinet of Ministers.

    ReplyDelete
  64. His unique artistic creations are reflected in our modernist adventure with our seductive blend of milk and dark chocolate, chocolate mousse on a bed of creamy and delectable cookies. The most delicious chocolate cake!
    These standout cupcakes perfectly demonstrate what we mean when we say what a cake really is. It is a successful result of creative collaboration between designers and pastry chefs using the latest technologies of the 21st century. These are indeed the future cakes available today.
    Each cake is made from pure natural ingredients. The filmmakers believe that taste equals appearance, and so they have created a range of unique flavors to match their unique designs.
    The company is constantly experimenting with exciting new flavor combinations, but new products are not released until the flavor and shape are perfect.
    To enhance the customer experience, The Pastry operates as an online bakery and offers exceptional 24/7 refrigerated delivery in the Netherlands. Ordered by 4:00 pm today and delivered the next day (excluding taat bestellen Sundays and holidays).

    ReplyDelete
  65. In modern market relations, the main burden of economic activity falls on the enterprises that are the leading link in the economy. The products and services mam group needed by the society are created in these economic entities. Usually, the most qualified personnel are concentrated in enterprises. It addresses the issues of resource efficiency, high-performance equipment and adequate use of technology. The production process is organized in enterprises, strategic, current and operational plans are developed, effective management such as management is carried out, mam group innovation and investment activities take place, measures are taken to use financial resources sparingly.
    As a group of MAM companies, we are mam group based on an effective management strategy in the field of repair and construction, as well as the purchase and sale of property, lease.
    We have an extensive platform of mam qrup highly qualified and carefully trained staff.

    ReplyDelete
  66. The need for toppings and primers arises in the later stages of construction. Toppings - to strengthen the top layer of concrete, primers - to increase the adhesion between concretes in phased construction, and in finishing work to ensure reliable adhesion of tile, ceramic tile, paint, etc. on the foundation. Kalmatron topping (UltraTopKvars) and primers (Ultralit-Grunt) have won the sympathy of experts and consumers for both their latest performance and ease of use.
    What makes Kalmatron's concrete hardeners and toppings necessary is the low abrasion resistance of the concrete. Concrete reinforcement beton bərkidiciləri is also called concrete reinforcement. During operation, the unreinforced concrete surface quickly wears out, strong dusting occurs, pores open in the concrete itself, which leads to the intrusion of aggressive substances temir materiallarin hazirlanmasi and harmful microorganisms into the concrete, resulting in reduced service life and premature collapse of the structure.
    Preparation of repair materials, temir terkibleri repair components (complex of waterproofing mixtures) has been used in more than 20,000 facilities in 12 toppinq countries around the world.

    ReplyDelete
  67. Recent legislative development in Azerbaijan regarding registration of legal entities (companies) made the entrepreneurial environment attractive to initiate the business. According to the World Bank Doing Business Report 2018, Azerbaijan has ranked among the top 20 countries in the world for under starting business category. This positive trend has been kept and even advanced in Doing Business Reports of 2019 and 2020. Currently, available business opportunities in Azerbaijan tied with flexible and modern regulations make it attractive to foreign businesses and investors.

    Immigration, citizenship, work permit and residence permit in Baku are among the main areas where our team may assist foreign individuals in Azerbaijan, as well as Azerbaijani citizens willing to obtain such services abroad. Immigration to Azerbaijan has been among the top issues of the Government while fostering foreign business investment, but at the same time Best law firms in baku approaching small businesses owned by foreigners friendly.

    ReplyDelete
  68. Главное, что нужно для создания сайта – это понимание того, что вы хотите на seo xidməti нем опубликовать, или другими словами, наличие информации для публикации — того, что, составит содержание сайта или его контент.
    Лучший вариант – когда такая информация уже собрана в электронном виде: в виде текстовых и графических файлов (цифровые фотографии, изображения), возможно также — документов, презентаций, видео или аудио. Если еще не собрана и вы не знаете, что и как нужно написать, мы можем помочь в этом деле, записав, например, ваш устный рассказ в ходе специального интервью и переведя его в удобочитаемый текст.

    В любом случае мы поможем saytların hazırlanması определиться с первоначальной структурой сайта и составом информации, которая будет на нем размещена. В дальнейшем в любом случае настоятельно рекомендуется пересматривать, обновлять и улучшать как структуру сайта, так и информацию, опубликованную на нем.
    Очень желательно, но вовсе не обязательно, наличие своего логотипа, который мог бы быть использован при выборе цветовой палитры оформления сайта. Однако, если его пока нет, достаточно будет названия компании или представляемого проекта

    ReplyDelete
  69. The company is constantly experimenting with exciting new flavor combinations, but new products are not released until the flavor and shape are perfect.
    To enhance the customer experience, The Pastry operates as an online bakery and offers exceptional 24/7 refrigerated delivery in the Netherlands. Ordered by 4:00 pm today and delivered the next day (excluding Sundays and holidays).

    Like bees collecting honey, we have collected the sweetest of the sweetest and created our own wonderful honeycomb. Made with unique jam from orange, veryaardagstart, mango and carrot. On a light biscuit sole, enriched with crème fraîche and an exciting combination of hazelnuts and caramel.
    Roses speak of love in a language that can only be heard with the heart. Show your gratitude to your loved ones with these beautiful and delicious roses made from a sumptuous crème brlée, enriched with raspberry jelly and raspberry foam, and delicious lychee foam. And all this on a delicious biscuit Verjaardagstaart bestellen base.

    ReplyDelete

  70. The judicial system of Azerbaijan includes a three-tier court system with several specialized courts. The first tier general courts hear civil and criminal cases of all severity. Currently, there are 86 courts (city-district courts) in Azerbaijan.
    Appeal courts hear appeals from such first-instance courts on the points of law, without evaluation of shreds of evidence as a matter of policy. There are 5 appeal courts in Azerbaijan with territorial zoning jurisdiction.
    The Supreme Court is the court of cassation, hearing the cassation appeals from the appeal courts. The Constitutional Court of Azerbaijan hears cases involving a breach of constitutional rights, as well as interprets laws.
    As a member of the Council of Europe, an application may be filed to the European Court of Human Rights from the decision of the Supreme Court within 6 months, provided that there are issues involving the breach of the European Convention of Human and tax-related disputes.
    Best law firms in Azerbaijan

    ReplyDelete
  71. Покрытие COLMATEX наносится на бетонную поверхность шпателем, большой кистью или распылителем до толщины 1,5–2 мм. В этом случае рекомендуется использовать неоседающую цементную смесь «КАЛМАТРОН-ШОВНЫЙ» для заполнения зазоров, крупных трещин или щелей. Обеспечивает качественные результаты заделки стыков, бетонных переходов и швов для подготовки к следующим этапам гидроизоляции. Однако не рекомендуется использовать этот состав при ремонте деформационных швов, а также слабо ослабленных оснований.
    «КАЛМАТРОН-Эконом» - штукатурное покрытие для бетонных и кирпичных поверхностей. Использование покрытий «КАЛМАТРОН-Эконом» повышает прочность, морозостойкость beton qatqıları и гидроизоляцию устройств. Состав обладает высокой адгезией и может использоваться со многими строительными материалами. Приготовленную смесь нанести на влажную поверхность шпателем или большой кистью в один слой. Толщина слоя может составлять 30 мм на армирующей сетке, 8-15 мм на toppinq неармирующей поверхности. Все стыки и швы расширены и заполнены.
    «Гидробетон SRQ» производится в нескольких модификациях. Эти смеси используются для ремонта дефектов гидроизоляции бетона, кирпича, а также других конструкций. Его можно применять как во внутренних, так и во внешних работах. Ремонтный раствор наносится одним слоем на предварительно увлажненную поверхность. После того, как защитная оболочка конструкции сформирована и закончена, ее следует оставить влажной в течение 12 часов. Для этого примерно каждые 3-4 часа распыляйте воду на оштукатуренные элементы.

    ReplyDelete
  72. Аналитик данных - это человек, который проводит серию статистических анализов с целью решения бизнес-проблем, которые еще не нашли решения. Он работает с различными инструментами İT dersleri анализа и одновременно с готовыми аналитическими решениями. знает несколько языков программирования и ф ормализует различные предположения. Этот курс в Баку не только научит вас всем знаниям, которые нужны аналитику данных, но и покажет, как мыслить абстрактно, видеть скрытые данные за различными индикаторами и раскрывать связи между данными. Все эти задачи выполняются через python. Приобретенные навыки существенно поспособствуют решению сложных задач. Вы сможете глубоко изучить различные гипотезы и выбрать наиболее эффективные и подходящие средства Java proqramlasdirma kursu для их проверки.
    Он работает с множеством аналитических инструментов и одновременно с готовыми аналитическими решениями. Знает несколько языков программирования, умеет преподавать на курсах программирования и может формулировать различные гипотезы. Эти курсы по аналитике больших данных не только научат вас всем знаниям, которые вам нужны для Data Analyst, но также покажут, как мыслить абстрактно, видеть скрытые данные за различными индикаторами и раскрывать связи между данными. Приобретенные навыки станут значительной поддержкой Data analizi в решении сложных задач. Уточняя различные гипотезы, Python kursu вы сможете выбрать наиболее эффективные и подходящие средства для их проверки.

    ReplyDelete
  73. Development.az,veb saytlarin hazirlanmasiyerini tutan müştərilərə keyfiyyətli bir sayda inkişaf etdirmə rəhbərliyi verərək uzun müddətli iş tədbirləri hazırlamaq niyyətində olan bir veb ofisdir.

    ReplyDelete
  74. GET RICH WITH BLANK ATM CARD ... Whatsapp: +18033921735

    I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Cyber hackers send them the atm blank card and use it to collect money in any atm machine and become rich.( darkwebcyberhackers@gmail.com ) I email them also and they sent me the blank atm card. I have use it to get 250,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.

    Email: darkwebcyberhackers@gmail.com OR darkwebcyberhackers@yahoo.com

    Text & Call or WhatsApp: +18033921735

    Website: https://darkwebcycberhackers.com/

    ReplyDelete
  75. This is a very skillful and technical topic and you make it seem so common and easy to understand. Your insight into the topic is amazing, and I want to encourage you to keep posting good content like this. fathers day wishes from daughter images

    ReplyDelete
  76. Welcome to the future! Financing made easy with Prof. Mrs. DOROTHY LOAN INVESTMENTS

    Hello, Have you been looking for financing options for your new business plans, Are you seeking for a loan to expand your existing business, Do you find yourself in a bit of trouble with unpaid bills and you don’t know which way to go or where to turn to? Have you been turned down by your banks? MRS. DOROTHY JEAN INVESTMENTS says YES when your banks say NO. Contact us as we offer financial services at a low and affordable interest rate of 2% for long and short term loans. Interested applicants should contact us for further loan acquisition procedures via profdorothyinvestments@gmail.com

    We invest in all profitable projects with cryptocurrencies. I'm here to share an amazing life changing opportunity with you. its called Bitcoin / Forex trading options, Are you interested in earning a consistent income through binary/forex trade? or crypto currency trading. An investment of $100 or $200 can get you a return of $2,840 in 7 days of trading and you get to do this from the comfort of your home/work. It goes on and on The higher the investment, the higher the profits. Your investment is safe and secured and payouts assured 100%. if you wish to know more about investing in Cryptocurrency and earn daily, weekly OR Monthly in trading on bitcoin or any cryptocurrency and want a successful trade without losing Contact MRS.DOROTHY JEAN INVESTMENTS profdorothyinvestments@gmail.com

    categories of investment

    Cryptocurrency
    Loan Offer
    Mining Plan
    Business Finance Plan
    Binary option Trade Plan
    Forex trade Plan
    Stocks market Trade Plan
    Return on investment (ROI) Plan
    Gold and Silver Trade Plan
    Oil and Gas Trade Plan
    Diamond Trade Plan
    Agriculture Trade Plan
    Real Estate Trade Plan

    YOURS IN SERVICE
    Mrs. Dorothy Pilkenton Jean
    Financial Advisor on Bank Instruments,
    Private Banking and Client Services
    Email Address: profdorothyinvestments@gmail.com
    Operation: We provide Financial Service Such As Bank Instrument
    From AA Rate Banks, Cash Loan,BG,SBLC,BOND,PPP,MTN,TRADING,FUNDING MONETIZING etc.









    ReplyDelete

  77. Uşaq həkimi körpələrdə baş verən xəstəliklərin müalicəsi ilə məşğul olan həkimdir. Bu həkimlər Pediatr adlanır.


    Travmatoloq ortoped həkim, türkiyənin ən yaxşı həkimlərindən olan Dr. Mahmut Bilir artıq Bakıda!
    Ən yaxşı travmatoloq həkim üçün tələsin: https://www.drmahmutbilir.com/

    ReplyDelete
  78. Ümumdünya Şəbəkəsi tükənməz informasiya mənbəyi rolu ilə yanaşı, həm ayrı-ayrı məhsulların, həm də bütövlükdə şirkətlərin saytların hazırlanması reklamı üçün ideal mühitə çevrilib və internet həyatına möhkəm şəkildə daxil olub. demək olar ki, hər bir müasir insan. Hər cəhətdən сео оптимизация сайта cəlbedici olan və potensial müştəri və ya partnyoru maraqlandıran maksimum məlumatları özündə əks etdirən internet saytlarin hazirlanmasi resursu biznesinizi təşviq etmək üçün əsas vasitələrdən birinə çevriləcəkdir.

    ReplyDelete

I would welcome your comments, suggestions or anything you would like to share with me or my readers.

 
Creative Commons License
.